Welcome to
The Aspiration Redwood Fund

The Aspiration Redwood Fund uses a rigorous analysis of companies’ sustainable environmental, workplace, and governance practices to find investments we believe are poised for growth. Our goal is to help you build value and honor your values – all at the same time.

Learn more about Redwood

Invest in What Matters

If you go stand among the Redwoods – the tallest trees on Earth – you’ll look up in awe at their staggering height. But if you want to be truly amazed, look down. You will see that these enormous trees are held in place by very shallow roots. So how is it that these trees can grow so tall? How is it that they thrive instead of being toppled by storms and winds? It is because their roots are intertwined. Redwoods hold each other up.

We are all interconnected. Our actions have consequences – for good or ill. Smart companies understand that. The Aspiration Redwood Fund believes that by investing in such companies we can produce strong returns while making our world a better place.

Learn more about Redwood

What is Sustainable Investing?

It used to be that many thought investing in socially responsible ways meant sacrificing returns.

But new studies have shown that companies who incorporate sustainable thinking into their businesses end up outperforming their peers¹. They invest in lowering their energy bills to save money, promote workplace diversity to be more innovative, and understand that today's customers seek out companies with good reputations.

Today's best businesses know that in order to grow and thrive they have to act responsibly - toward their customers, their community, their employees and the planet.

Diversity is a Strength

Ethnic Diversity Gender Diversity

Companies in the top quartile for racial and ethnic diversity are 35% more likely -- and companies in the top quartile for gender diversity are 15% more likely -- to have financial returns above their respective national industry medians².

Smart companies know that if they act better, they will do better.

A Look Inside

The Aspiration Redwood Fund is a fossil fuel-free fund investing in sustainable businesses that are leaders in their industry when it comes to caring about their people, the planet, and their company's purpose and mission.

Sustainable investing should be open to everyone

The total US-domiciled assets under management using sustainable investing strategies grew from $12 trillion at the start of 2018 to $17.1 trillion at the start of 2020, an increase of 42 percent.⁴ Sustainable investing is becoming a major part of the portfolios of the very wealthy, but everyday investors are being left behind.

Sustainable Investing in the United States 1995-2020

                ESG Corporation
                Overlapping Strategies
                Shareholder Advocacy
            

Source: US SIF Foundation.

With a minimum investment of only $10, the Aspiration Redwood Fund puts best-in-class sustainable investing in the reach of everyone.

Invest Your Values — With a Firm that Shares Your Values

Aspiration and our portfolio managers earn what you decide is fair — and then we donate 10% of that to charitable giving.

When we say that you decide what to pay us, we mean it. There are no minimum or hidden fees to become part of Aspiration. You are free to change how much you pay us as often as you want and at any time — and we will never change that. It's your right to choose the level at which to pay us — and, no matter what you choose, you will have all the same rights as every other Aspiration customer.

It's up to us to demonstrate to you that we deserve to get paid for our work. If you don't think we do, you shouldn't pay us. The question is: why isn't the rest of the financial industry willing to do the same?

We refuse to charge you fees that are in many other mutual funds — fees you may not even know about because you don't see them. And because the Redwood Fund is only available directly to our clients on our platform, we don't have to pay gatekeepers or middle men — costs which otherwise would get passed on to you.

No front load fees
No back load fees
No per transaction fees
No performance fees
No redemption fees

About Fund Operating Expenses

There are some underlying fees in the fund. They do not go to us, but to third parties (although some may be passed through us to make these payments easier). Many mutual funds have some of these types of fees. They often put it in the fine print — we tell you up front.

We cap these annual operating expenses you pay to third parties at 0.5% of your assets — and make up expenses over that ourselves (except for traditional exceptions).

Making money. Making a difference. You shouldn't have to pick between the two.

You shop with a conscience when you purchase clothes, coffee, or cartons of eggs. However, when it comes to investing, the conventional wisdom has held that there is a trade-off between ethics and earnings. Backed by the investment experience of UBS Asset Management, the Aspiration Redwood Fund considers the triple bottom line of profit, people, and the planet — and believes that each of these is strengthened and lifted up by the others.

Summary

as of

Ticker REDWX

NAV

Category Sustainable Investing

Open to new investors Yes

Account minimum $10

View Summary Prospectus
View Prospectus
View Statement of Additional Information
Semi-Annual Report
Annual Report

Risks Disclosure

An investment in the Fund is subject to investment risks, including the possible loss of some or the entire principal amount invested. There can be no assurance that the Fund will be successful in meeting its investment objective. Investment in the Fund is also subject to the following risks: Market Risk, Management Risk, Derivatives Risk, Futures Risk, Leverage Risk Associated with Financial Instruments, Focused Investment Risk, Foreign Investing Risk, Limited Capitalization Risk, Temporary Defensive Positions, New Fund Risk. More information about these risks can be found in the Fund's prospectus and summary prospectus.

Prospectus Offer

An investment in the Fund is subject to investment risks, including the possible loss of some or the entire principal amount invested. There can be no assurances that the Fund will be successful in meeting its investment objective. Investment in the Fund is also subject to the following risks: Management Risk, Market Risk, Equity Securities Risk, Focused Investment Risk, Derivatives Risk, Convertible Securities Risk, Limited Capitalization Risk, Portfolio Turnover Risk, IPOs Risk, Foreign Securities Risk, Futures Risk, Leverage Risk Associated with Financial Instruments Risk, Investment Company Risk, REITs Risk, Temporary Defensive Positions Risk, and Cybersecurity Risk.

Nothing on this web site should be considered a solicitation to buy or an offer to sell shares of any fund in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction. The Aspiration Redwood Fund is distributed by Aspiration Financial, LLC.,Member FINRA/SIPC,Serial Number: RCASP0321001

Welcome toThe Aspiration Redwood Fund